Information, not investment advice. Facts are copied from cited issuer and regulator documents with retrieval dates; anything we could not verify is marked unknown. Nothing here is a recommendation, ranking, or eligibility determination about you.

Tether USD₮ (USDT)

Last verified 2026-10-25. Published by Bitcoin Family Education.

USD stablecoin. Issuer: Tether International, S.A. de C.V. (El Salvador). Official page. 16 fields verified, 1 unknown, 0 disputed.

Who can buy Tether USDT?

As of 2026-10-25, who can invest for USDT: Verified Tether.to account holders (direct mint/redeem), per Tether.

What is the minimum investment for USDT?

As of 2026-10-25, minimum initial investment for USDT: USD 100,000, per Tether.

How do redemptions work for USDT?

As of 2026-10-25, redemption fee for USDT: Greater of $1,000 or 0.1%, per Tether.

What does USDT charge?

As of 2026-10-25, subscription / mint fee for USDT: 0.1% per acquisition, per Tether.

Where is the latest reserve or holdings report for USDT?

As of 2026-10-25, latest reserve / holdings report for USDT: https://tether.io/news/tether-posts-strong-q2-performance-generates-1-5b-net-operating-profit-maintains-4-11b-reserve-buffer-and-expands-gold-holdings-to-more-than-146-tons/, per Tether.

All fields

FieldValueStatusSourceNote
IssuerTether International, S.A. de C.V. (El Salvador)verifiedTether, retrieved 2026-10-25
Product typeFiat-referenced stablecoin; reserves centered on US Treasuries/repo, plus gold and Bitcoin holdingsverifiedTether, retrieved 2026-10-25
RegulatorEl Salvador-based; not a US-regulated issuer. Tether launched a separate US-standards token (USAT) issued through Anchorage Digital in 2026verifiedCoinDesk, retrieved 2026-10-25
BlockchainsTron, Ethereum, Solana, TON, Aptos, Avalanche, Kaia, CeloverifiedTether transparency data, retrieved 2026-10-25Largest circulating balances among chains Tether issues on natively, per Tether transparency data
Open to US persons (per issuer)NoverifiedTether, retrieved 2026-10-25Terms (updated Feb 26, 2026) list any U.S. Person as a Prohibited Person, except Eligible Contract Participants Tether agrees to. Applies to direct mint/redeem at Tether.to.
Who can investVerified Tether.to account holders (direct mint/redeem)verifiedTether, retrieved 2026-10-25
KYC requiredYesverifiedTether, retrieved 2026-10-25Account verification; USD 150 non-refundable verification fee
Minimum initial investmentUSD 100,000verifiedTether, retrieved 2026-10-25USD 100,000 (direct mint at Tether.to); minimum acquisition or redemption amount
Subscription / mint fee0.1% per acquisitionverifiedTether, retrieved 2026-10-25
Redemption feeGreater of $1,000 or 0.1%verifiedTether, retrieved 2026-10-25
Redemption settlementUnknownunknownNot found in public issuer documents reviewed
Redemption limits or gatesTether has sole discretion to approve accountsverifiedTether, retrieved 2026-10-25
Circulating supply (issuer report or issuer contract)USD 182,493,797,362 as of 2026-10-25verifiedTether transparency data, retrieved 2026-10-25Circulating = issued tokens minus Tether reserve balances and quarantined tokens, summed across chains; equals total liabilities in the same feed. Total assets reported: 187,960,745,865 USD (feed undated, retrieved 2026-10-25)
Reserve / holdings report typeQuarterly attestation prepared by BDOverifiedTether, retrieved 2026-10-25
Latest reserve / holdings reporthttps://tether.io/news/tether-posts-strong-q2-performance-generates-1-5b-net-operating-profit-maintains-4-11b-reserve-buffer-and-expands-gold-holdings-to-more-than-146-tons/verifiedTether, retrieved 2026-10-25Press release linking Q2 2026 attestation
Report as-of date2026-06-30verifiedTether, retrieved 2026-10-25Q2 2026 BDO attestation published 2026-07-31. Rechecked 2026-10-25: no Q3 2026 attestation found yet.
GENIUS Act notePer CoinDesk (Jul 2026): non-US issuers like Tether have until the GENIUS safe harbor expires (rules fully effective by July 2028) to settle compliance; non-compliant stablecoins cannot then be used by US institutionsverifiedCoinDesk, retrieved 2026-10-25

Data (CC BY 4.0): JSON · CSV · all fields with sources · llms.txt · About, method and corrections. Cite as: Bitcoin Family Education Tokenized-Asset Fact Checker, retrieved <date>, <url>.