# BFE Tokenized-Asset Fact Checker (Bitcoin Family Education)

> Information, not investment advice. Facts are copied from cited issuer and regulator documents with retrieval dates; anything we could not verify is marked unknown. Nothing here is a recommendation, ranking, or eligibility determination about you.

Last updated: 2026-10-25

Sourced facts on tokenized US Treasury / money market funds and major USD stablecoins. Each field: value, status (verified/unknown/conflict), source URL, source_type, retrieved date. Data license: CC BY 4.0.

## How to cite
Bitcoin Family Education Tokenized-Asset Fact Checker, retrieved <date>, <url>

## Comparison pages
- [Who can buy tokenized Treasury funds](https://facts.bitcoinfamilyeducation.com/eligibility-and-minimums)
- [Funds open to US persons](https://facts.bitcoinfamilyeducation.com/us-eligible-funds)
- [Non-US funds with low minimums](https://facts.bitcoinfamilyeducation.com/non-us-low-minimum)
- [Minimums and fees](https://facts.bitcoinfamilyeducation.com/minimums-and-fees)
- [Redemption terms](https://facts.bitcoinfamilyeducation.com/redemption)
- [Stablecoin reserve reports](https://facts.bitcoinfamilyeducation.com/stablecoin-reserves)
- [Stablecoin vs tokenized money market fund (GENIUS Act)](https://facts.bitcoinfamilyeducation.com/stablecoin-vs-tokenized-money-market-fund)
- [Where sources disagree](https://facts.bitcoinfamilyeducation.com/where-sources-disagree)
- [For AI agents](https://facts.bitcoinfamilyeducation.com/agent-access)
- [About, method, corrections](https://facts.bitcoinfamilyeducation.com/about)

## Data
- [products.json](https://facts.bitcoinfamilyeducation.com/data/products.json): full records
- [fields.csv](https://facts.bitcoinfamilyeducation.com/data/fields.csv): one row per field with source
- [llms-full.txt](https://facts.bitcoinfamilyeducation.com/llms-full.txt): every field as text

## MCP tools
- Endpoint: https://facts.bitcoinfamilyeducation.com/mcp (MCP streamable HTTP, JSON responses, no auth, free)
- list_products, get_product, check_eligibility, compare_redemption, get_reserve_report
- Resource: factchecker://regulatory-context

## Tokenized Treasury and money market funds (one-line facts)
- [Bosera BELIF](https://facts.bitcoinfamilyeducation.com/bosera-belif): eligibility, minimum, fee and report date not verified. 0 of 20 fields verified. Last verified 2026-10-25.
- [Franklin Templeton BENJI](https://facts.bitcoinfamilyeducation.com/franklin-benji): Open to US persons (per issuer): Yes; Minimum initial investment: USD 20; Management fee / expense ratio: Net expense ratio 0.20% (gross 0.22%), as of Aug 1, 2026; Report as-of date: 2026-09-30 (latest monthly holdings listed). 24 of 24 fields verified. Last verified 2026-10-25.
- [BlackRock BUIDL](https://facts.bitcoinfamilyeducation.com/blackrock-buidl): Open to US persons (per issuer): Yes; Minimum initial investment: USD 5,000,000 (disputed); Management fee / expense ratio: 0.50% (Ethereum, Arbitrum, OP Mainnet share classes); 0.20% (Aptos, Avalanche, Polygon share classes). 9 of 23 fields verified. Last verified 2026-10-25.
- [ChinaAMC CUMIU](https://facts.bitcoinfamilyeducation.com/chinaamc-cumiu): Minimum initial investment: USD 1,000; Management fee / expense ratio: 0.05% p.a. (Class I); ongoing charges Class I USD ~0.16%; tokenization fee 0.055% p.a.; Report as-of date: 2026-08-31. 20 of 22 fields verified. Last verified 2026-10-25.
- [Fidelity FYOXX](https://facts.bitcoinfamilyeducation.com/fidelity-fdit): Open to US persons (per issuer): Yes; Minimum initial investment: USD 1,000,000; Management fee / expense ratio: Management fee 0.25%; total 0.25%; fee waiver 0.05%; net 0.20%. 17 of 22 fields verified. Last verified 2026-10-25.
- [Franklin Templeton gBENJI](https://facts.bitcoinfamilyeducation.com/franklin-gbenji): Minimum initial investment: USD 20; Management fee / expense ratio: Ongoing charges figure 0.20% (AB (Ddis) USD class); Report as-of date: 2026-09-30. 11 of 21 fields verified. Last verified 2026-10-25.
- [Franklin Templeton iBENJI](https://facts.bitcoinfamilyeducation.com/franklin-ibenji): Open to US persons (per issuer): Yes; Minimum initial investment: USD 5,000,000. 6 of 21 fields verified. Last verified 2026-10-25.
- [J.P. Morgan JLTXX](https://facts.bitcoinfamilyeducation.com/jpmorgan-jltxx): Open to US persons (per issuer): Yes; Minimum initial investment: USD 1,000,000; Management fee / expense ratio: Net expenses 0.16% (gross 0.71%; management fee 0.08%), waivers through 6/30/2028; Report as-of date: 2026-09-30. 20 of 23 fields verified. Last verified 2026-10-25.
- [Janus Henderson Anemoy JTRSY](https://facts.bitcoinfamilyeducation.com/anemoy-jtrsy): Report as-of date: Continuous (on-chain). 10 of 21 fields verified. Last verified 2026-10-25.
- [J.P. Morgan MONY](https://facts.bitcoinfamilyeducation.com/jpmorgan-mony): Open to US persons (per issuer): Yes; Minimum initial investment: USD 1,000,000; Management fee / expense ratio: 16 basis points. 10 of 23 fields verified. Last verified 2026-10-25.
- [Midas mTBILL](https://facts.bitcoinfamilyeducation.com/midas-mtbill): Open to US persons (per issuer): No; Minimum initial investment: USD 1; Management fee / expense ratio: Final Terms: annual fee 10% of annual interest earnings (waived until December 2024) (disputed); Report as-of date: Exposure updated 2026-10-22. 15 of 22 fields verified. Last verified 2026-10-25.
- [Ondo OUSG](https://facts.bitcoinfamilyeducation.com/ondo-ousg): Open to US persons (per issuer): Yes; Minimum initial investment: USD 5,000; Management fee / expense ratio: 0.15% (waived to 0% until Jan 1, 2027); Report as-of date: Daily (up to 3-day lag). 26 of 26 fields verified. Last verified 2026-10-25.
- [Franklin Templeton sgBENJI](https://facts.bitcoinfamilyeducation.com/franklin-sgbenji): Minimum initial investment: USD 20; Management fee / expense ratio: Total expense ratio 0.20%; Report as-of date: 2026-09-30. 16 of 22 fields verified. Last verified 2026-10-25.
- [Ondo SHVon](https://facts.bitcoinfamilyeducation.com/ondo-shvon): Open to US persons (per issuer): No. 6 of 21 fields verified. Last verified 2026-10-25.
- [State Street / Galaxy SWEEP](https://facts.bitcoinfamilyeducation.com/galaxy-statestreet-sweep): Minimum initial investment: $5,000,000 (entities) / $1,000,000 (individuals); Management fee / expense ratio: 0.50% p.a. total expense ratio. 11 of 22 fields verified. Last verified 2026-10-25.
- [OpenEden TBILL](https://facts.bitcoinfamilyeducation.com/openeden-tbill): Open to US persons (per issuer): Yes; Minimum initial investment: USD 100,000; Management fee / expense ratio: 0.35% p.a. total expense ratio; 5 bps on subscriptions and redemptions. 18 of 21 fields verified. Last verified 2026-10-25.
- [Ondo USDY](https://facts.bitcoinfamilyeducation.com/ondo-usdy): Open to US persons (per issuer): No; Report as-of date: 2026-10-22. 20 of 27 fields verified. Last verified 2026-10-25.
- [Superstate USTB](https://facts.bitcoinfamilyeducation.com/superstate-ustb): Open to US persons (per issuer): Yes; Minimum initial investment: USD 100,000; Management fee / expense ratio: 0.15% (0.10% monthly rebate on holdings above $25M avg); no performance fee; Report as-of date: 2026-09-21. 20 of 23 fields verified. Last verified 2026-10-25.
- [Spiko USTBL](https://facts.bitcoinfamilyeducation.com/spiko-ustbl): Open to US persons (per issuer): No; Minimum initial investment: USD 1; Management fee / expense ratio: 0.25%; Report as-of date: 2026-10-23. 20 of 21 fields verified. Last verified 2026-10-25.
- [Circle USYC](https://facts.bitcoinfamilyeducation.com/circle-usyc): Open to US persons (per issuer): No; Minimum initial investment: USD 100,000. 20 of 23 fields verified. Last verified 2026-10-25.
- [VanEck VBILL](https://facts.bitcoinfamilyeducation.com/vaneck-vbill): Open to US persons (per issuer): Yes; Minimum initial investment: USD 100,000 (disputed). 11 of 20 fields verified. Last verified 2026-10-25.
- [WisdomTree WTGXX](https://facts.bitcoinfamilyeducation.com/wisdomtree-wtgxx): Open to US persons (per issuer): Yes; Minimum initial investment: USD 1; Management fee / expense ratio: 0.25% expense ratio; Report as-of date: 2026-10-22. 20 of 22 fields verified. Last verified 2026-10-25.

## USD stablecoins (one-line facts)
- [Sky DAI](https://facts.bitcoinfamilyeducation.com/sky-dai): eligibility, minimum, fee and report date not verified. 9 of 16 fields verified. Last verified 2026-10-25.
- [First Digital FDUSD](https://facts.bitcoinfamilyeducation.com/firstdigital-fdusd): Open to US persons (per issuer): No; Report as-of date: 2026-09-30. 12 of 16 fields verified. Last verified 2026-10-25.
- [Paxos PYUSD](https://facts.bitcoinfamilyeducation.com/paxos-pyusd): Open to US persons (per issuer): Yes; Report as-of date: 2026-09. 12 of 16 fields verified. Last verified 2026-10-25.
- [Ripple RLUSD](https://facts.bitcoinfamilyeducation.com/ripple-rlusd): Report as-of date: 2026-08-31. 9 of 16 fields verified. Last verified 2026-10-25.
- [World Liberty Financial USD1](https://facts.bitcoinfamilyeducation.com/wlfi-usd1): Report as-of date: 2026-08. 12 of 16 fields verified. Last verified 2026-10-25.
- [Circle USDC](https://facts.bitcoinfamilyeducation.com/circle-usdc): Open to US persons (per issuer): Yes; Report as-of date: 2026-08-31. 14 of 16 fields verified. Last verified 2026-10-25.
- [Ethena USDe](https://facts.bitcoinfamilyeducation.com/ethena-usde): Report as-of date: 2026-09. 12 of 16 fields verified. Last verified 2026-10-25.
- [Paxos USDG](https://facts.bitcoinfamilyeducation.com/paxos-usdg): eligibility, minimum, fee and report date not verified. 7 of 16 fields verified. Last verified 2026-10-25.
- [Sky USDS](https://facts.bitcoinfamilyeducation.com/sky-usds): eligibility, minimum, fee and report date not verified. 9 of 16 fields verified. Last verified 2026-10-25.
- [Tether USDT](https://facts.bitcoinfamilyeducation.com/tether-usdt): Open to US persons (per issuer): No; Minimum initial investment: USD 100,000; Report as-of date: 2026-06-30. 16 of 17 fields verified. Last verified 2026-10-25.
- [Ethena USDtb](https://facts.bitcoinfamilyeducation.com/ethena-usdtb): eligibility, minimum, fee and report date not verified. 13 of 16 fields verified. Last verified 2026-10-25.