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Tokenized Treasury / money market fund. Issuer: Franklin Templeton Trust / Franklin Advisers, Inc. (sub-advisor Western Asset since May 18, 2026). Official page. 24 fields verified, 0 unknown, 0 disputed.
As of 2026-10-25, who can invest for BENJI: Individuals (Benji app), Institutions (Institutional Web Portal), per SEC EDGAR filing.
As of 2026-10-25, minimum initial investment for BENJI: USD 20, per SEC EDGAR filing.
As of 2026-10-25, redemption timing for BENJI: Fund business days; same-day if received before 2pm PT, per Franklin Templeton.
As of 2026-10-25, management fee / expense ratio for BENJI: Net expense ratio 0.20% (gross 0.22%), as of Aug 1, 2026, per Franklin Templeton.
As of 2026-10-25, latest reserve / holdings report for BENJI: https://www.franklintempleton.com/investments/options/money-market-funds/products/29386/SINGLCLASS/franklin-on-chain-u-s-government-money-fund/FOBXX, per Franklin Templeton.
| Field | Value | Status | Source | Note |
|---|---|---|---|---|
| Issuer | Franklin Templeton Trust / Franklin Advisers, Inc. (sub-advisor Western Asset since May 18, 2026) | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Product type | SEC-registered government money market fund (1940 Act, Rule 2a-7), shares recorded on-chain; $1.00 stable NAV | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Legal framework | Investment Company Act of 1940 registered fund | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Underlying holdings | At least 99.5% in US government securities, cash and fully collateralized repos | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Blockchains | Stellar, Aptos, Arbitrum, Avalanche, Base, Ethereum, Polygon, Solana | verified | SEC EDGAR filing, retrieved 2026-10-25 | Stellar is the primary network; the others are available on request, subject to eligibility (prospectus Aug 1, 2026) |
| Open to US persons (per issuer) | Yes | verified | SEC EDGAR filing, retrieved 2026-10-25 | SEC-registered US mutual fund; individuals open accounts in the Benji app, institutions via the Institutional Web Portal |
| Who can invest | Individuals (Benji app), Institutions (Institutional Web Portal) | verified | SEC EDGAR filing, retrieved 2026-10-25 | |
| KYC required | Yes | verified | SEC EDGAR filing, retrieved 2026-10-25 | Fund collects information under its AML/KYC procedures before an account opens |
| Minimum initial investment | USD 20 | verified | SEC EDGAR filing, retrieved 2026-10-25 | USD, varies by blockchain: Stellar $20; Aptos, Base, Solana $100; Polygon, Arbitrum $1,000; Avalanche $20,000; Ethereum $5,000,000. No minimum for later purchases. Fund may waive or change these. |
| Minimum by blockchain | Stellar: 20; Aptos: 100; Base: 100; Solana: 100; Polygon: 1,000; Arbitrum: 1,000; Avalanche: 20,000; Ethereum: 5,000,000 | verified | SEC EDGAR filing, retrieved 2026-10-25 | USD, prospectus 'Buying Shares' |
| Subscription timing | Fund business days (NYSE and FRBNY open); NAV typically hourly 8am-5pm ET; same-day orders before 2pm PT | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Subscription currency | USD | verified | Franklin Templeton, retrieved 2026-10-25 | Sales charge: none (no initial charge, no CDSC, no 12b-1) |
| Subscription / mint fee | None (no maximum initial charge, CDSC N/A, 12b-1 N/A) | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Redemption timing | Fund business days; same-day if received before 2pm PT | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Redemption currency | USD | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Redemption settlement | Proceeds sent by electronic funds transfer (ACH or Fed wire) within seven days of a request in proper form | verified | SEC EDGAR filing, retrieved 2026-10-25 | Prospectus maximum; proceeds of recently purchased shares may be held until the transfer clears (up to ten calendar days) |
| Redemption fee | No CDSC | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Redemption limits or gates | Fund does not currently intend to impose liquidity fees; the board may add one after notice to shareholders | verified | SEC EDGAR filing, retrieved 2026-10-25 | |
| Management fee / expense ratio | Net expense ratio 0.20% (gross 0.22%), as of Aug 1, 2026 | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Assets (issuer-reported) | USD 667,960,000 as of 2026-09-30 | verified | Franklin Templeton, retrieved 2026-10-25 | Total net assets |
| Reserve / holdings report type | SEC-registered fund: monthly portfolio holdings, Form N-MFP, annual and semi-annual reports | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Latest reserve / holdings report | https://www.franklintempleton.com/investments/options/money-market-funds/products/29386/SINGLCLASS/franklin-on-chain-u-s-government-money-fund/FOBXX | verified | Franklin Templeton, retrieved 2026-10-25 | Documents tab |
| Report as-of date | 2026-09-30 (latest monthly holdings listed) | verified | Franklin Templeton, retrieved 2026-10-25 | |
| Ratings | S&P AAAm, Fitch AAAmmf, Moody's Aaa-mf | verified | Franklin Templeton, retrieved 2026-10-25 |