Information, not investment advice. Facts are copied from cited issuer and regulator documents with retrieval dates; anything we could not verify is marked unknown. Nothing here is a recommendation, ranking, or eligibility determination about you.
USD stablecoin. Issuer: Circle Internet Financial, LLC (US); Circle Internet Financial Europe SAS co-issues in the EEA. Official page. 14 fields verified, 2 unknown, 0 disputed.
As of 2026-10-25, who can invest for USDC: Circle Mint account holders (direct mint/redeem); others hold via third parties, per Circle.
As of 2026-10-25, we could not confirm this for USDC in an issuer or regulator document.
As of 2026-10-25, redemption fee for USDC: Redeemable 1:1 'less fees where applicable' (see fee schedule), per Circle.
As of 2026-10-25, subscription / mint fee for USDC: No fee to tokenize USD to USDC except as on Circle fee schedule, per Circle.
As of 2026-10-25, latest reserve / holdings report for USDC: https://6778953.fs1.hubspotusercontent-na1.net/hubfs/6778953/USDCAttestationReports/2026/2026%20USDC_Examination%20Report%20August%2026.pdf, per Circle USDC examination report.
| Field | Value | Status | Source | Note |
|---|---|---|---|---|
| Issuer | Circle Internet Financial, LLC (US); Circle Internet Financial Europe SAS co-issues in the EEA | verified | Circle, retrieved 2026-10-25 | |
| Product type | Fiat-backed payment stablecoin; reserves in cash and Circle Reserve Fund (USDXX, SEC 2a-7 MMF) | verified | Circle, retrieved 2026-10-25 | |
| Regulator | Regulated in the US as stored value/prepaid access under state money-transmission laws; NYDFS licensed | verified | Circle, retrieved 2026-10-25 | |
| Blockchains | Ethereum, Solana, HyperEVM, Base, Arbitrum, Arc, Polygon, Avalanche, Stellar | verified | Circle stablecoin API, retrieved 2026-10-25 | Largest circulating amounts by chain per Circle's public stablecoin API; 39 chains listed |
| Open to US persons (per issuer) | Yes | verified | Circle, retrieved 2026-10-25 | |
| Who can invest | Circle Mint account holders (direct mint/redeem); others hold via third parties | verified | Circle, retrieved 2026-10-25 | |
| KYC required | Yes | verified | Circle, retrieved 2026-10-25 | KYC required to redeem; Circle Mint account in good standing |
| Minimum initial investment | Unknown | unknown | Circle Mint minimums not published in terms | |
| Subscription / mint fee | No fee to tokenize USD to USDC except as on Circle fee schedule | verified | Circle, retrieved 2026-10-25 | |
| Redemption fee | Redeemable 1:1 'less fees where applicable' (see fee schedule) | verified | Circle, retrieved 2026-10-25 | |
| Redemption settlement | Unknown | unknown | Not found in public issuer documents reviewed | |
| Redemption limits or gates | Circle may delay or decline suspicious redemptions; blocklisting policy | verified | Circle, retrieved 2026-10-25 | |
| Circulating supply (issuer report or issuer contract) | USD 71,542,295,767 as of 2026-10-25 | verified | Circle stablecoin API, retrieved 2026-10-25 | Total USDC across chains per Circle's public stablecoin API, updated 2026-10-25 10:03 PM ET |
| Reserve / holdings report type | Weekly reserve disclosure + monthly Deloitte examination (AICPA) | verified | Circle, retrieved 2026-10-25 | |
| Latest reserve / holdings report | https://6778953.fs1.hubspotusercontent-na1.net/hubfs/6778953/USDCAttestationReports/2026/2026%20USDC_Examination%20Report%20August%2026.pdf | verified | Circle USDC examination report, retrieved 2026-10-25 | August 31, 2026 report |
| Report as-of date | 2026-08-31 | verified | Circle USDC examination report, retrieved 2026-10-25 | August 2026 Deloitte examination is the latest we could open. Rechecked 2026-10-25: a September 2026 report was not at Circle's usual report URL. Weekly reserve composition on circle.com/transparency was as of 2026-10-22. |